Small loans · $100 to $5,000
Get started with one request
$100 to $5,000 · as soon as the next business day, if approved
Secure · soft inquiry · free
- All credit types considered
- Checking won't affect your score
- No fee, no obligation
- Not a lender
Small loans online, $100 to $5,000, for the bill that showed up early
RafterWay sends your request to lenders in our network. You see the terms and make the call.
Does this sound like your week?
- The water heater is leaking.
- A medical copay is due.
- The car registration ran out.
- Your hours were cut.
- Moving costs came up fast.
One request is free. You never have to accept an offer.
Three steps
- 1
Fill in the form
Tell us the amount and how to reach you.
- 2
Lenders respond
Lenders in our network may review your request.
- 3
Decide
Read the APR and fees before you sign. Funds as soon as the next business day, if approved.
RafterWay is
- Free to use
- One form instead of many
- Clear about costs
RafterWay is not
- A lender
- A promise of approval
- Paid by you
Answers
Will looking at my options hurt my credit score?
No. Looking at your options won't affect your credit score. When you send a request, lenders in our network may check your credit with the major or alternative credit bureaus, as described in the credit-check authorization at the bottom of this page.
What do I need to get started?
Usually you need to be 18 or older, have a regular income and a checking account in your name, and give a working email address and phone number. Some lenders ask for more.
How fast is the money?
As soon as the next business day, if a lender approves your request and you accept its offer. Weekends, holidays and your bank can add time.
Is approval guaranteed?
No. Each lender reviews your request and decides on its own. All credit types are considered, but no one can promise an approval.
Does RafterWay charge a fee?
No. Sending a request through RafterWay is free, and you're under no obligation to accept any offer you see.
Who decides the rate and terms?
The lender does. RafterWay isn't a lender and doesn't set rates. Before you accept, the lender shows you the APR, fees and payment schedule.